The MSU Health Insurance plan covers full-time undergraduate students at McMaster University enrolled in 18 units or more.

 

Through contractual agreements, the following McMaster students are also covered:

 

- Midwifery students

- Child Life Studies students

- Commerce Internship students

- Undergraduate Medical students

 

Sorry!!  Part-time students and Graduate Students are NOT covered by this plan.

 

 

The cost to MSU members (18 units or more) is $55.00 per student, tax included.

 

The cost to students covered through contractual agreements is $85.00 per student, tax included.

 

All students covered by the Health Plan are required to pay the premium with all other mandatory supplementary fees applied to their student account at registration.

 

 

YES!!!  Students already covered under the MSU Health Plan may add their spouse and/or dependent children at a cost of $55.00 per person.

 

To add your spouse and/or dependent children, please stop by the MSU Main Office (MUSC 201) BEFORE September 30, 2011 and provide payment along with the following information:

 

- Your full name and Student Number

- Contact information including full mailing address

- Full Name, Date of Birth of your Family Member, and

- His/Her relationship to you

 

** Please note that parents and/or siblings are not eligible to be added for coverage **

 

 

If you are already covered by another health plan, but you are not covered 100%, you may utilize our Health plan and combine it with your current plan to have 100% coverage. Look into your benefits to compare the two before you opt-out, as the MSU may provide some coverage options that are not currently provided under your own health plan.
 

Students may opt out of the MSU Health Insurance Plan if they can provide proof of comparable coverage under another Insurance plan BEFORE September 30, 2011. 

Proof of comparable coverage includes the Plan name and Policy number in which you are currently covered.  No documentation of proof is required to opt out unless requested by our Insurance provider. 

 

** OHIP and UHIP does not constitute as comparable coverage **

 

 

You must visit our Insurance Main Page at www.msumcmaster.ca/services/health and follow the online instructions to opt out.  We have an online opt out application and you can opt out in the comfort of your own home!  You are not required to submit any documentation to our office.

 

The opt out period for the 2011-2012 policy year is from September 1, 2011 until September 30, 2012.  THERE ARE NO EXCEPTIONS TO THESE DEADLINES

Requests to opt out after this deadline date will NOT be honored.

 

 

You are covered under the MSU Health Insurance Plan starting September 1, 2011 until August 31, 2012. 

Please note that we do have a "black out period" in which claims submitted during the opt out period will not be honoured until late October.

 

The last day for claims submissions for the 2011-2012 policy year is September 30, 2012.

 

For students covered under the 2010-2011 policy year, the last day for claims submission is October 1, 2011.

 

 

Visit the Compass Information Centre (MUSC Marketplace) or the MSU Main Office (MUSC 201) for a detailed brochure and claim forms.

 

Contact the Plan Administrator, Trothen & McConkey, about any claim related questions at 1-519-672-3224.

 

For additional information, please contact Victoria Scott at 905-525-9140 ext. 23251 or via email at adminasst@msu.mcmaster.ca